*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}:root{--brand:#078b7a;--dark:#075f58;--light:#e6f8f3;--blue:#2877c7;--bg:#f3faf8;--surface:#fff;--text:#172b2a;--muted:#5b706e;--border:#dce9e6;--shadow:0 12px 35px rgba(6,82,73,.10);font-family:"Noto Sans KR",sans-serif}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--text);font-size:16px;line-height:1.65;overflow-x:hidden}a{text-decoration:none;color:inherit}button,select{font:inherit}.ad-container{width:100%;text-align:center}.top-ad{min-height:70px;padding:8px;background:#fff;border-bottom:1px solid var(--border)}.middle-ad,.bottom-ad{margin:28px 0;padding:12px 0}.main-header{background:linear-gradient(135deg,#064f4b,#078b7a);color:#fff;padding:18px 20px 42px}.header-inner{max-width:1120px;margin:auto;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px}.brand img{border-radius:13px}.brand h1{font-size:21px}.brand p{font-size:12px;opacity:.8}.btn-share{border:1px solid rgba(255,255,255,.45);background:rgba(255,255,255,.12);color:#fff;border-radius:99px;padding:9px 16px}.hero{max-width:1120px;margin:28px auto 0;display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}.hero-copy{position:relative;z-index:1}.eyebrow{display:inline-block;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.25);padding:5px 11px;border-radius:99px;font-size:12px}.hero h2{font-size:38px;line-height:1.25;margin:16px 0 12px}.hero h2 strong{color:#b8ffdf}.hero p{max-width:530px;color:rgba(255,255,255,.86)}.hero-cta{display:inline-block;margin-top:22px;background:#fff;color:var(--dark);padding:13px 22px;border-radius:12px;font-weight:800}.hero img{width:100%;height:280px;object-fit:cover;border-radius:22px;box-shadow:0 18px 45px rgba(0,0,0,.25)}.layout-container{max-width:1120px;margin:auto;padding:28px 20px 60px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:26px}.quick-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:20px 0}.quick-facts article,.app-card,.info-section{background:#fff;border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow)}.quick-facts article{padding:17px}.quick-facts span{font-size:12px;color:var(--brand);font-weight:800}.quick-facts strong{display:block;font-size:17px;margin:2px 0}.quick-facts small{color:var(--muted)}.app-card,.info-section{padding:25px;margin-bottom:20px}.section-head{display:flex;gap:13px;align-items:flex-start;margin-bottom:20px}.step{display:grid;place-items:center;flex:none;width:40px;height:40px;border-radius:11px;background:var(--light);color:var(--brand);font-weight:900}.section-head h2,.sources h2{font-size:22px}.section-head p{color:var(--muted);font-size:13px}.type-tabs{display:grid;grid-template-columns:1fr 1fr;background:#edf4f2;padding:4px;border-radius:12px;margin-bottom:18px}.type-tab{border:0;background:transparent;padding:12px;border-radius:9px;color:var(--muted);font-weight:700;cursor:pointer}.type-tab.active{background:#fff;color:var(--brand);box-shadow:0 3px 10px rgba(0,0,0,.08)}.field-panel{display:none}.field-panel.active{display:grid;gap:13px;margin-bottom:17px}.field-panel label{font-size:14px;font-weight:700}.field-panel select{display:block;width:100%;margin-top:7px;border:1px solid #bfd4cf;border-radius:10px;padding:13px;background:#fff;color:var(--text)}.btn-primary{width:100%;border:0;border-radius:11px;background:var(--brand);color:#fff;padding:15px;font-weight:900;cursor:pointer}.check-result{margin-top:17px;border-radius:12px;padding:17px;background:var(--light);border-left:4px solid var(--brand)}.check-result.warn{background:#fff6e6;border-color:#e49b20}.check-result h3{font-size:17px;margin-bottom:5px}.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.compare-grid article{border:1px solid var(--border);border-radius:14px;padding:19px}.badge{display:inline-block;background:var(--light);color:var(--brand);font-weight:800;font-size:12px;padding:5px 9px;border-radius:7px}.badge.blue{background:#eaf3ff;color:var(--blue)}.compare-grid h3{font-size:17px;margin:10px 0}.compare-grid ul,.sources ul{padding-left:19px}.compare-grid li{margin:6px 0;font-size:14px}.notice,.disclaimer{background:#f5f7f7;color:var(--muted);padding:13px;border-radius:10px;font-size:13px;margin-top:16px}.process{list-style:none;display:grid;gap:12px}.process li{display:flex;gap:13px;padding:14px;border:1px solid var(--border);border-radius:12px}.process li>span{display:grid;place-items:center;flex:none;width:31px;height:31px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800}.process p{color:var(--muted);font-size:13px}.official-actions{display:flex;gap:10px;margin-top:18px}.official-actions a{flex:1;text-align:center;padding:13px;border-radius:10px;font-weight:800;background:var(--brand);color:#fff}.official-actions a+ a{background:#fff;color:var(--brand);border:1px solid var(--brand)}.tips-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.tips-grid article{padding:17px;background:#f8fbfa;border-radius:13px}.tips-grid span{font-size:23px}.tips-grid h3{font-size:15px;margin:5px 0}.tips-grid p,.sources p{font-size:13px;color:var(--muted)}details{border-top:1px solid var(--border);padding:15px 2px}details:first-of-type{border-top:0}summary{cursor:pointer;font-weight:700}details p{padding-top:9px;color:var(--muted);font-size:14px}.sources li{margin:8px 0;color:var(--brand);text-decoration:underline}.app-sidebar{position:sticky;top:24px;max-height:calc(100vh - 48px);overflow-y:auto}.sidebar-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:16px;margin-bottom:16px}.sidebar-card h3{font-size:14px;border-left:3px solid var(--brand);padding-left:8px;margin-bottom:10px}.sidebar-list{list-style:none}.sidebar-list a{display:flex;padding:7px;border-radius:8px}.sidebar-list a:hover{background:var(--light)}.link-icon{margin-right:8px}.link-title{display:block;color:var(--brand);font-size:13px;font-weight:700}.link-desc{display:block;color:var(--muted);font-size:11px}.ad-slot{position:relative;overflow:hidden;width:100%;margin:20px auto;border-radius:14px}.banner-wide{aspect-ratio:4/1;max-width:800px}.ad-slot a,.ad-slot img,.ad-slot .ad-inner{display:block;width:100%;height:100%}.ad-slot img{position:absolute;inset:0;object-fit:cover}.kakao-channel{background:#fee500}.main-footer{text-align:center;color:var(--muted);font-size:12px;border-top:1px solid var(--border);padding:24px}.share-toast{position:fixed;left:50%;bottom:55px;transform:translate(-50%,10px);opacity:0;background:#17302e;color:#fff;padding:11px 18px;border-radius:99px;transition:.2s;z-index:9999}.share-toast.show{opacity:1;transform:translate(-50%,0)}@media(max-width:800px){.layout-container{grid-template-columns:1fr;padding:18px 12px 42px}.app-sidebar{display:none}.hero{grid-template-columns:1fr}.hero img{height:220px}.hero h2{font-size:31px}}@media(max-width:560px){.main-header{padding:14px 14px 28px}.brand p{display:none}.hero{margin-top:22px;gap:22px}.hero h2{font-size:27px}.hero img{height:175px}.quick-facts{grid-template-columns:1fr}.app-card,.info-section{padding:19px 16px}.compare-grid,.tips-grid{grid-template-columns:1fr}.official-actions{flex-direction:column}.banner-wide{aspect-ratio:3/1}.section-head h2,.sources h2{font-size:19px}}.legal{max-width:760px;margin:40px auto;padding:28px;background:#fff;border-radius:18px;line-height:1.8}.legal h1{margin-bottom:20px}.legal h2{font-size:18px;margin:22px 0 8px}.legal p{margin:10px 0}.legal a{color:#078b7a;font-weight:800}.result-link{display:inline-block;margin-top:10px;color:#078b7a;font-weight:800}


/* 2026-07-12 banner and hero corrections */
.hero { grid-template-columns: minmax(0,760px); justify-content: start; margin-top: 30px; }
.hero-copy { max-width: 760px; }
.ad-slot { display:block; position:relative; width:100%; height:auto; min-height:0; overflow:hidden; border:1px solid rgba(0,0,0,.08); border-radius:12px; background:var(--brand); color:#fff; box-shadow:0 2px 8px rgba(0,0,0,.08); }
.ad-slot.banner-wide { width:100%; max-width:800px; aspect-ratio:4/1; margin:20px auto; }
.ad-slot .ad-inner { position:absolute; inset:0; width:auto; height:auto; z-index:1; padding:16px 22px; display:flex; flex-direction:column; justify-content:center; background:transparent; overflow:hidden; }
.ad-slot.has-image .ad-inner { background:linear-gradient(90deg,rgba(0,0,0,.58) 0%,rgba(0,0,0,.28) 58%,rgba(0,0,0,0) 100%); }
.ad-slot img,.ad-slot .ad-bg { position:absolute; inset:0; width:100%; height:100%; object-fit:cover; z-index:0; }
.ad-slot .ad-label { position:absolute; top:7px; right:10px; padding:2px 6px; border-radius:4px; background:rgba(0,0,0,.45); color:rgba(255,255,255,.9); font-size:10px; font-weight:700; }
.ad-slot .ad-title { font-size:18px; font-weight:800; line-height:1.3; }
.ad-slot .ad-subtitle { margin-top:2px; font-size:13px; opacity:.9; }
.ad-slot .ad-cta { display:inline-block; align-self:flex-start; margin-top:8px; padding:6px 14px; border:1px solid rgba(255,255,255,.65); border-radius:999px; background:rgba(255,255,255,.92); color:#111; font-size:12px; font-weight:700; }
@media(max-width:520px){.hero{grid-template-columns:1fr}.ad-slot.banner-wide{aspect-ratio:3/1}.ad-slot .ad-inner{padding:12px 15px}.ad-slot .ad-title{font-size:15px}.ad-slot .ad-subtitle{font-size:11px}.ad-slot .ad-cta{margin-top:5px;padding:4px 10px}}


/* Article cluster */
.main-header{padding-bottom:26px}.hero{margin-top:20px}.hero h2{font-size:34px;margin:12px 0 8px}.hero-cta{margin-top:16px}
.guide-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}.guide-links a{display:flex;flex-direction:column;gap:4px;padding:15px;border:1px solid var(--border);border-radius:12px;background:#f8fbfa}.guide-links a:hover{border-color:var(--brand);background:var(--light)}.guide-links strong{font-size:14px;color:var(--brand)}.guide-links span{font-size:12px;color:var(--muted)}
.article-header{background:linear-gradient(135deg,#064f4b,#078b7a);padding:12px 20px;color:#fff}.article-top{max-width:1120px;margin:auto;display:flex;align-items:center;justify-content:space-between}.article-brand{display:flex;align-items:center;gap:10px;font-weight:800}.article-brand img{border-radius:11px}.home-link{border:1px solid rgba(255,255,255,.45);padding:7px 13px;border-radius:99px;font-size:13px}.article-layout{max-width:1120px;margin:auto;padding:24px 20px 56px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:26px}.breadcrumb{display:flex;gap:7px;color:var(--muted);font-size:12px;margin-bottom:12px}.article-card,.related-guides{background:#fff;border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow);padding:26px;margin-bottom:20px}.article-card h1{font-size:30px;line-height:1.35;margin:10px 0}.article-lead{font-size:17px;color:#37524f;padding-bottom:22px;border-bottom:1px solid var(--border)}.update-chip{display:inline-block;padding:4px 9px;border-radius:99px;background:var(--light);color:var(--brand);font-size:11px;font-weight:800}.article-section{padding:24px 0;border-bottom:1px solid var(--border)}.article-section h2{font-size:20px;margin-bottom:9px}.article-section p{color:#374b49}.article-section ul{margin-top:12px;padding-left:20px}.article-section li{margin:6px 0;color:var(--muted)}.official-box{margin-top:24px;padding:19px;border-radius:13px;background:var(--light)}.official-box h2{font-size:18px}.official-box p{font-size:13px;color:var(--muted);margin:6px 0 11px}.official-box a{color:var(--brand);font-weight:800}.related-guides h2{font-size:19px;margin-bottom:13px}.main-footer p:first-child{margin-bottom:5px}.main-footer a{color:var(--brand);font-weight:700}
@media(max-width:800px){.article-layout{grid-template-columns:1fr;padding:18px 12px 42px}}@media(max-width:560px){.main-header{padding-bottom:20px}.hero{margin-top:14px}.hero h2{font-size:25px}.guide-links{grid-template-columns:1fr}.article-card,.related-guides{padding:20px 16px}.article-card h1{font-size:24px}.article-lead{font-size:15px}}

/* 2026-07-12 detail page visual system */
.article-header{position:relative;overflow:hidden;padding:16px 20px 78px;background:linear-gradient(128deg,#064d49 0%,#087a6e 55%,#0aa58c 100%)}
.article-header::before,.article-header::after{content:"";position:absolute;border-radius:50%;pointer-events:none}.article-header::before{width:260px;height:260px;right:8%;top:-175px;background:rgba(184,255,223,.12);border:1px solid rgba(255,255,255,.12)}.article-header::after{width:160px;height:160px;right:24%;bottom:-125px;background:rgba(255,255,255,.08)}
.article-top{position:relative;z-index:1}.article-brand{font-size:17px;letter-spacing:-.02em}.article-brand img{box-shadow:0 8px 20px rgba(0,0,0,.2)}.home-link{transition:background .2s,border-color .2s}.home-link:hover{background:rgba(255,255,255,.16);border-color:#fff}
.article-layout{position:relative;margin-top:-52px;padding-top:0;align-items:start}.article-layout>main{min-width:0}.breadcrumb{position:relative;z-index:2;width:max-content;max-width:100%;padding:7px 12px;border:1px solid rgba(7,139,122,.14);border-radius:999px;background:rgba(255,255,255,.94);box-shadow:0 7px 20px rgba(6,82,73,.08);color:#4f6865;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.breadcrumb a{color:var(--brand);font-weight:800}
.article-card{position:relative;overflow:hidden;padding:34px 36px 30px;border-top:4px solid var(--brand);box-shadow:0 18px 48px rgba(6,82,73,.12);counter-reset:detail-section}.article-card::after{content:"";position:absolute;width:180px;height:180px;right:-105px;top:-105px;border-radius:50%;background:linear-gradient(135deg,rgba(184,255,223,.35),rgba(7,139,122,.04));pointer-events:none}.update-chip{position:relative;z-index:1;padding:5px 11px;border:1px solid #c8ebe2;background:#ecfbf7;letter-spacing:.01em}.article-card h1{position:relative;z-index:1;max-width:680px;font-size:34px;letter-spacing:-.045em;word-break:keep-all}.article-lead{position:relative;z-index:1;max-width:690px;padding:0 0 26px;font-size:18px;line-height:1.75;color:#345552;word-break:keep-all}
.article-section{position:relative;margin:22px 0 0;padding:23px 24px 22px 66px;border:1px solid #e2eeeb;border-radius:16px;background:linear-gradient(145deg,#fff 0%,#f8fcfb 100%)}.article-section::before{content:counter(detail-section);counter-increment:detail-section;position:absolute;left:20px;top:22px;display:grid;place-items:center;width:30px;height:30px;border-radius:10px;background:var(--light);color:var(--brand);font-size:12px;font-weight:900}.article-section h2{font-size:20px;letter-spacing:-.025em;color:#123c38}.article-section p{line-height:1.82;word-break:keep-all}.article-section ul{display:grid;gap:8px;margin-top:16px;padding:0;list-style:none}.article-section li{position:relative;margin:0;padding:10px 13px 10px 36px;border-radius:10px;background:#fff;color:#48615e;font-size:14px;box-shadow:inset 0 0 0 1px #e5efed}.article-section li::before{content:"✓";position:absolute;left:13px;top:9px;color:var(--brand);font-weight:900}
.official-box{position:relative;overflow:hidden;margin-top:26px;padding:24px 25px;border:1px solid #bfe8dd;background:linear-gradient(135deg,#e9faf5,#f7fffc)}.official-box::after{content:"공식 확인";position:absolute;right:-12px;top:13px;transform:rotate(8deg);color:rgba(7,139,122,.08);font-size:40px;font-weight:900}.official-box h2,.official-box p,.official-box a{position:relative;z-index:1}.official-box a{display:inline-flex;align-items:center;margin-top:2px;padding:9px 14px;border-radius:9px;background:var(--brand);color:#fff;box-shadow:0 7px 18px rgba(7,139,122,.2)}
.related-guides{padding:27px;border-top:3px solid #d9f1eb}.related-guides>h2{display:flex;align-items:center;gap:9px;font-size:20px}.related-guides>h2::before{content:"↗";display:grid;place-items:center;width:30px;height:30px;border-radius:9px;background:var(--light);color:var(--brand);font-size:14px}.related-guides .guide-links a{position:relative;padding:17px 40px 17px 17px;background:#fbfdfd;transition:transform .18s,border-color .18s,box-shadow .18s}.related-guides .guide-links a::after{content:"→";position:absolute;right:16px;top:50%;transform:translateY(-50%);color:#72a69f;font-weight:900}.related-guides .guide-links a:hover{transform:translateY(-2px);box-shadow:0 9px 22px rgba(6,82,73,.09)}.article-layout .app-sidebar{margin-top:44px}.article-layout .ad-container{overflow:hidden;border-radius:14px;background:#fff}
@media(max-width:800px){.article-header{padding:13px 14px 65px}.article-layout{margin-top:-43px;padding-top:0}.article-layout .app-sidebar{margin-top:0}.article-card{padding:29px 26px 25px}.article-card h1{font-size:30px}}
@media(max-width:560px){.article-brand{font-size:15px}.article-brand img{width:38px;height:38px}.home-link{padding:6px 11px}.breadcrumb{font-size:11px}.article-card{padding:24px 16px 20px;border-radius:16px}.article-card h1{font-size:26px;line-height:1.4}.article-lead{padding-bottom:20px;font-size:15px}.article-section{margin-top:15px;padding:52px 15px 17px}.article-section::before{left:15px;top:14px}.article-section h2{font-size:18px}.article-section p{font-size:14px}.official-box{padding:20px 17px}.official-box::after{display:none}.related-guides{padding:21px 16px}.related-guides .guide-links a{padding:15px 38px 15px 14px}}
/* 2026-07-12 detail header flow correction */
.article-header{padding:14px 20px 18px}
.article-layout{margin-top:0;padding-top:24px}
.breadcrumb{box-shadow:none}
@media(max-width:800px){.article-header{padding:12px 14px 16px}.article-layout{margin-top:0;padding-top:18px}}
/* 2026-07-12 mobile AdSense overflow containment */
@media(max-width:800px){
.ad-container{min-width:0;max-width:100%;overflow:hidden}
.ad-container .adsbygoogle{max-width:100%!important;overflow:hidden!important}
.ad-container [id^="aswift_"][id$="_host"],.ad-container iframe[id^="aswift_"]{max-width:100%!important}
.article-layout main,.article-layout main>*{min-width:0;max-width:100%}
}

/* 2026-07-16 모바일 가로 오버플로우 종합 차단 (카드 우측 튀어나감 + 하단 광고 짤림 재발 방지) */
@media(max-width:800px){
  .layout-container{grid-template-columns:minmax(0,1fr)}
  .layout-container>main{min-width:0}
  .layout-container>main>*{min-width:0;max-width:100%}
  .table-wrap{max-width:100%}
  .check-result .result-table td{white-space:normal}
  .ad-container{max-width:100%;overflow:hidden}
  .ad-container .adsbygoogle{max-width:100%!important}
}

/* 2026-07-16 수익형 단일 컬럼 표준 (basicpension 레퍼런스 적용) */
.layout-container{display:block!important;max-width:640px;margin:0 auto;padding:20px 16px 56px}
.app-sidebar{display:none!important}
.header-inner,.head-title{max-width:640px}
.native-ad{margin:22px auto;text-align:center}
.native-ad-tag{display:none}
.native-ad .adsbygoogle{display:block;min-height:100px}
@media(max-width:560px){.native-ad{margin:22px auto;text-align:center}}

/* 2026-07-17 헤더 표준화 (hero→head-title 전환에 맞춘 스타일, gicho 등과 통일) */
.main-header{padding:14px 20px 20px}
.head-title{max-width:640px;margin:12px auto 0}
.head-title h2{font-size:24px;line-height:1.3;letter-spacing:-.02em}
.head-title p{margin-top:4px;font-size:13px;color:rgba(255,255,255,.85)}
@media(max-width:560px){.main-header{padding:12px 14px 16px}.head-title h2{font-size:20px}.head-title p{font-size:12px}}